COVID-19 Resources

As developments continue to unfold in response to the spread of COVID-19, we know many small businesses have questions about implications in the workplace and funding options to help bolster their businesses during this difficult time. We are compiling relevant tips and resources and  information on new funding opportunities and policy developments that we are sharing on our website and through online presentations. We will be posting daily updates to this page with useful information about the ways small businesses can prepare for the impact of COVID-19 on their business and community.

Emergency loans | Other COVID-19 resources

COVID-19 emergency loans and grants

AltCap

KC COVID-19 Small Business Relief Loan Fund

The KC COVID-19 Small Business Relief Loan Fund will provide flexible, patient capital for the area’s hardest hit small businesses.

Categories:
COVID-19, Emergency capital
Area served: Kansas City, Missouri

City of Berkeley

Berkeley Relief Fund

Berkeley City Council has approved $3 million for emergency relief grants to small businesses, nonprofit arts organizations, and residential tenants, that are hardest hit by the COVID-19 pandemic.

Categories:
COVID-19, Emergency capital
Area served: Berkeley, California

Delaware Division of Small Business

Hospitality Emergency Loan Program

The Delaware Division of Small Business is offering the Hospitality Emergency Loan Program (HELP) to provide funds to some of the businesses and nonprofits in the state most significantly impacted by Coronavirus. The Division will make no-interest loans of up to $10,000 per business per month available to eligible businesses in the hospitality industry.

Categories:
COVID-19, Emergency capital
Area served: Delaware

Jewish Free Loan Association

Coronavirus Small Business Loans

No-fee, zero interest loans for business owners in Los Angeles and Ventura counties.

Categories:
COVID-19, Emergency capital
Area served: Los Angeles, Ventura counties, California

Hello Alice

Hello Alice Business for All Grant

Business for All is a national movement to lift up 100,000 small business owners to receive funding and mentorship.  If your business has been severely impacted by COVID-19, complete the full application as well as the COVID-19 Business for All Grant section to apply for immediate support in the form of $10,000 grants.

Categories:
COVID-19, Emergency capital
Area served: National

City of Fresno Economic Development

Microloan Program

The city of Fresno is offering a microloan program for businesses that have been shut down or otherwise impacted by the COVID-19 crisis. The no-interest loans could be forgiven after a year if the business continues to operate. To apply, businesses should contact the city’s Economic Development Department.

Categories:
COVID-19, Emergency capital
Area served: Fresno, California

IDCEO - Illinois Department of Commerce and Economic Opportunity

Hospitality Emergency Grant Program

To help hospitality businesses make ends meet in the midst of the COVID-19 pandemic, DCEO is launching the Hospitality Emergency Grant Program with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes. Grant funds are available to support working capital like payroll and rent, as well as job training, retraining, and technology to support shifts in operations, like increased pick-up and delivery.

Categories:
COVID-19, Emergency capital
Area served: Illinois

Invest Atlanta

Business Continuity Loan Fund

Invest Atlanta has established a Business Continuity Loan Fund (BCLF) with $1.5 million of funding from the City of Atlanta. The fund will offer small businesses zero-interest loans to address a lack of working capital and cash flows as a result of reduced consumer demand, the ability to fulfill product or service orders and other economic conditions.

Categories:
COVID-19, Emergency capital
Area served: Atlanta, Georgia

LISC - Local Initiatives Support Corporation - Los Angeles

Verizon Small Business Recovery Fund

Thanks to a $2.5 million investment from Verizon, LISC is offering grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available. The funding will go to make grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. 

Categories:
COVID-19, Emergency capital
Area served: National

Invest Atlanta

Economic Assistance for Atlanta Businesses Affected by COVID-19

Invest Atlanta has established a Business Continuity Loan Fund (BCLF) with $1.5 million of funding from the City of Atlanta. The fund will offer small businesses zero-interest loans to address a lack of working capital and cash flows as a result of reduced consumer demand, the ability to fulfill product or service orders and other economic conditions.

Categories:
COVID-19, Emergency capital
Area served: Atlanta, Georgia

Birmingham Strong

#BHAMSTRONG Small Business Loan Fund

To immediately support small businesses affected by COVID-19 who are awaiting state or federal relief funding or a more stable business environment.

Categories:
COVID-19, Emergency capital
Area served: Birmingham, Alabama

City of Long Beach

City of Long Beach

There are several loan options for businesses affected by COVID-19. To get started, it is recommended that potential borrowers sign up as a client with SBDC online. Once registered, borrowers may call the SBDC at (562) 938-5100 to set up an appointment with a business advisor who will assist with navigating the loan application process. If individuals have an active loan with the City, they may qualify for a deferred payment arrangement.

Categories:
COVID-19, Emergency capital
Area served: Long Beach, California

Prosper Portland

Portland Small Business Relief Fund

The Portland Small Business Relief Fund will provide grants and no interest loans to support Portland small businesses experiencing hardships related to COVID-19. Applications open March 30 and close April 1.

Categories:
COVID-19, Emergency capital
Area served: Portland, Oregon

City of Seattle

Business Stabilization Fund

To mitigate barriers to capital for Seattle's most vulnerable businesses, the City of Seattle is committing approximately $2.5 million in Federal Community Development Block Grant (CDBG) funds to the Small Business Stabilization Fund. The Small Business Stabilization Fund is an emergency fund that provides working capital grants in amounts up to $10,000 to qualifying small businesses. The following is the investment criteria for financial support:

Categories:
COVID-19, Emergency capital
Area served: Seattle, Washington

NC Rapid Recovery

North Carolina COVID-19 Rapid Recovery for Small Business

Emergency disaster bridge loans for businesses, offered at 0% for six months, followed by 5.5% rate for 48 months.

Categories:
COVID-19, Emergency capital
Area served: North Carolina

City of Philadelphia

Philadelphia COVID-19 Small Business Relief Fund

The Philadelphia COVID-19 Small Business Relief Fund offers grants or zero-interest loans to Philadelphia small businesses impacted by the COVID-19 pandemic.

Categories:
COVID-19, Emergency capital
Area served: Philadelphia, Pennsylvania

New Mexico Economic Development Department

COVID-19 Business Loan Guarantee Program

NMEDD is adjusting its business-loan guarantee programs in order to make capital more available to business owners whose operations are severely impacted by the COVID-19 health emergency.

Categories:
COVID-19, Emergency capital
Area served: New Mexico

Salt Lake City

Salt Lake City Emergency Loan Program

Business owners can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.

Categories:
COVID-19, Emergency capital
Area served: Salt Lake City, Utah

Wisconsin Economic Development Corporation

20/20 Small Business Fund

$5 million grant program that will give companies with fewer than 20 employees up to $20,000.

Categories:
COVID-19, Emergency capital
Area served: Statewide, Wisconsin

Iowa Economic Development Department

Iowa Economic Development Department

The state is offering grants from $5,000 to $25,000 as well as tax deferrals

Categories:
COVID-19, Emergency capital
Area served: Iowa

Other resources

The Tax Foundation

Tracking Tax Extensions By State

A central resource for tracking all tax extensions and relief by state.

Categories:
Taxes, COVID-19
Area served: National

COLORADO, OFFICE OF ECONOMIC DEVELOPMENT AND INTERNATIONAL TRADE (OEDIT)

Colorado COVID-19 Business Resource Center

These resources provide state and federal COVID-19 announcements, programs, and information relevant to Colorado businesses.

Categories:
General Small Business, COVID-19, Business assistance
Area served: Colorado

Support CO Local

Support CO Local

Support CO Local is helping local businesses in Colorado sell gift cards in order for them to keep revenue coming in during their closure for the COVID-19.

Categories:
General Small Business, COVID-19
Area served: Colorado

State of Colorado, Department of Labor and Employment

Guidance on paid sick leave

The Colorado Department of Labor and Employment has crafted emergency rules regarding paid sick leave. Under the emergency rules, employers in specific industries are required to provide up to four days of paid sick leave. This rule only requires pay up to the four day waiting period for virus testing, and does not require employers to replace wages in the event of a positive test.

Categories:
Paid Sick Leave
Area served: Colorado

City of Denver Colorado

Resources for Denver Small Business Owners

The City and County of Denver recognize the impact of the COVID-19 pandemic on the local business community and is committed to identify and implement resources that will help business owners and their employees.



Categories:
Access to Capital, COVID-19, Business assistance
Area served: Denver, Colorado

Connect2Capital

Connect2Capital

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Categories:
Access to Capital, COVID-19
Area served: National

Kiva

Kiva loan

0% interest loans up to $15,000 through crowdfunding

Categories:
Access to Capital, COVID-19
Area served: National

Centers for Disease Control and Prevention - CDC

CDC Employer guidelines

Interim guidance for businesses and employers to plan, prepare and respond to coronavirus disease 2019

Categories:
General Small Business, COVID-19
Area served: National

City of Sacramento

City of Saramento Economic Relief COVID-19

General COVID-19 resource for Sacramento businesses

Categories:
General Small Business, COVID-19
Area served: Sacramento, California

California Employment Development Department - EDD

Paid Family Leave

Employees eligible if they have to take time off to take care of a loved one that is sick beacuase of COVID-19. Provides 60%-70% of wages.

Categories:
Paid Family & Medical Leave Insurance, COVID-19
Area served: California

California Employment Development Department - EDD

Disability Insurance Elective Coverage (DIEC)

For self-employed/freelancers - to be eligible, either you or an employer had to make contributions in the past 5 to 18 months. It is possible these contributions were made at a prior job. Is essentially an insurance benefit.

Categories:
COVID-19, Unemployment
Area served: California

California Employment Development Department - EDD

Unemployment Insurance Work Sharing Program

Employers eligible to cover part of their employees wages if employees see a reduction in hours of at least 10% and no more than 60%. Other guidelines exist for eligibility.

Categories:
COVID-19, Unemployment
Area served: California

California Employment Development Department - EDD

State Disability Insurance

Employees eligble if they no longer can work because they are themselves suffering from COVID-19. Provides 60-70% of wages.

Categories:
Paid Sick Leave, COVID-19
Area served: California

California Employment Development Department - EDD

Unemploymnent Insurance

Employees eligible if: 1) employer is no longer open or has laid them off; 2) employees have had hours reduced due to COVID-19; 3) if employees no longer able to work because children are out of school/loss of daycare

Categories:
COVID-19, Unemployment
Area served: California

American Job Center

Rapid Response Program

Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses.

Categories:
Workforce Issues, COVID-19
Area served: National

Los Angeles Mayor's Office of Economic Development - Small & Minority Business

Los Angeles Job Portal

For those whose jobs have been impacted by COVID-19, this website enables unemployed or underemployed Angelenos to find and apply to job opportunities across all industries.

Categories:
Workforce Issues, COVID-19
Area served: Los Angeles, California